Top Insurance Companies & Agents in UAE - Life, Health, Motor & Takaful Cover

Home > UAE > Insurance Companies & Agents in UAE - 155 Listings
  • P.O. Box:
    3638
  • Address :
    Deira, Al Maktoum St, Al Reem Tower Bldg
  • Area :
    Deira
  • City :
    Dubai

  • P.O. Box:
    35335
  • Address :
    Bin Hamoodah Bldg
  • Area :
    Khalifa Street
  • City :
    Abu Dhabi

  • P.O. Box:
    482028
  • Address :
    Dubai Intl Financial Centre (DIFC), Al Fattan Currency House, Shk Zayed Road
  • Area :
    Dubai Intl Finance City
  • City :
    Dubai

  • P.O. Box:
    234417
  • Address :
    Al Owais Bldg
  • Area :
    Deira
  • City :
    Dubai


  • P.O. Box:
    157
  • Address :
    Bur Dubai, Al Ain Center
  • Area :
    Bur Dubai
  • City :
    Dubai

  • P.O. Box:
    40569
  • Address :
    Hamarian Centre
  • Area :
    Hamarain Centre
  • City :
    Dubai

  • P.O. Box:
    2313
  • Address :
    Khalifa Bin Zayed Rd, Gulf Kraft Bldg
  • City :
    Ajman

  • P.O. Box:
    6000
  • Address :
    Khalid Lagoon, Al Buhaira Insurance Tower
  • Area :
    Al Qasmia Street
  • City :
    Sharjah

  • P.O. Box:
    25962
  • Address :
    Al Bakhit Centre
  • Area :
    Deira
  • City :
    Dubai

  • P.O. Box:
    68815
  • Address :
    Sama Bldg
  • Area :
    Abu Shagara
  • City :
    Sharjah

  • P.O. Box:
    45416
  • Address :
    Al Ain, U.A.E.
  • Area :
    Industrial Area (AL AIN)
  • City :
    Al Ain

  • P.O. Box:
    4360
  • Address :
    Ground Floor, Ras Al Khaimah, Opposite UAE Interchange
  • City :
    Ras Al Khaimah

Results 1 - 20 out of 155

PROFILE OF Insurance Companies & Agents

FAQS

Is health insurance mandatory in UAE?

Yes, health insurance is mandatory for residents in Dubai and Abu Dhabi under emirate-level mandatory health insurance laws.

  • Employers are generally required to provide health cover for employees.
  • Dependents typically must be covered under a sponsor's policy or their own plan.
  • Coverage requirements can differ slightly between emirates.

Who regulates insurance companies and agents in UAE?

Insurance companies, brokers and agents in UAE are regulated by the Central Bank of the UAE, which licenses and supervises the sector.

  • All licensed insurers and agents must be verifiable through the regulator.
  • DIFC-based insurers additionally fall under DFSA regulation.
  • Unlicensed insurance sales are illegal in UAE.

What is the difference between an insurance company and an insurance broker in UAE?

An insurance company underwrites policies and pays claims, while an insurance broker compares policies from multiple insurers to help clients choose the best option.

  • Insurance company: Issues the policy and is financially responsible for claims.
  • Broker: Acts as an intermediary and typically does not underwrite risk directly.
  • Both must be licensed by the Central Bank of the UAE.

Is motor insurance compulsory in UAE?

Yes, motor insurance is compulsory for all vehicle owners in UAE, with third-party liability cover as the legal minimum requirement.

  • Vehicle registration renewal requires a valid motor insurance certificate.
  • Comprehensive cover is optional but widely recommended for newer vehicles.
  • Premiums vary based on vehicle type, driver history and coverage level.

What is takaful insurance and is it available in UAE?

Takaful is a Sharia-compliant form of insurance based on mutual risk-sharing among participants, and it is widely available in UAE alongside conventional insurance.

  • Takaful operators follow both insurance regulation and Sharia governance requirements.
  • Products include life, health, motor and property takaful plans.
  • Takaful is available to both Muslim and non-Muslim customers in UAE.

How do I file a claim with an insurance company in UAE?

Filing a claim with an insurance company in UAE starts with notifying the insurer promptly and gathering supporting documentation for the claim.

  • Step 1: Contact the insurer's claims department or submit an online claim form.
  • Step 2: Provide documentation such as medical bills, repair estimates or police reports.
  • Step 3: Follow up with the insurer if the claim is delayed or underpaid.

Can a business in UAE get a bundled commercial insurance package?

Yes, many insurance providers in UAE offer bundled commercial packages covering property, liability and employee health insurance together.

  • Bundled packages can simplify renewal and reduce administrative overhead.
  • Businesses should compare bundled pricing against separate standalone policies.
  • Coverage limits and exclusions should be reviewed carefully for each included policy.

How do I choose between multiple insurance companies in UAE?

Choosing between multiple insurance companies in UAE involves comparing coverage limits, exclusions, premiums and claims settlement reputation.

  • Request quotes from at least three licensed providers for comparison.
  • Check the insurer's financial stability and customer service track record.
  • Consider using an independent broker to compare multiple insurers at once.

Are DIFC-based insurance companies different from onshore UAE insurers?

Yes, insurance companies based in the Dubai International Financial Centre (DIFC) are regulated by the DFSA, a separate framework from onshore Central Bank of the UAE regulation.

  • DIFC insurers often focus on corporate, reinsurance and specialty commercial products.
  • Onshore insurers typically serve the broader retail and SME market.
  • Both frameworks require formal licensing before an insurer can operate.

How can I verify that an insurance agent in UAE is licensed?

You can verify that an insurance agent in UAE is licensed by checking their registration with the Central Bank of the UAE before purchasing a policy.

  • Ask the agent directly for their license number and the insurers they represent.
  • Cross-check the agent or broker against a verified business directory like DCCIInfo.
  • Avoid purchasing insurance from unverified or unlicensed individuals.
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